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Your National Economy has Disruptive New Arteries

Since the 2010's, traditional markets - for labor, finance, goods and services - have been displaced by online platforms. Uber's sidelining of taxi firms around the world is a visible tip of this iceberg. Economic activity is intermediated by gig work apps, workforce scheduling systems, supply chain servers, retailers' websites, and Wall Street's modernized exchanges.

 

This new economic plumbing is convenient; but not fair, or efficient at allocating resources. It comprises thousands of sophisticated, opaque, platforms, mainly multinational. Each is structured around the owners' needs. They typically prioritize slashing labor costsedging up priceslocking in users, maximizing valuations or financial speculation.

 

It's easy to overlook what economic platforms are doing to us. Official data misses the impact. Wrongdoing by social media platforms is easier to see. AI generates headlines. The higher-paid can still largely find regular employment. But for fungible lower earners, platforms are now a ubiquitous membrane between each person and their economy.

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Our Mission

Some coverage of our work

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Cogs in Their Machines

Lower-skilled breadwinners earn through an array of channels: 

 

  • Rental ForumsCountless apps aim to monetize household storage, rental of toys/clothes/DIY tools, etc. Most fail.

  • "Maker" Platforms: Maybe start a home business? More profitable large sellers are favored on platforms like eBay and Etsy. The giant Amazon Marketplace can use your data to launch its own products competing against you.​

 

Wall Street has used platform technologies to shape a new era of broad, deep, ultra-low overhead, data rich, enabling exchanges. Their hyper-mobile capital rewards companies for platform-driven "efficiencies". AI is turbocharging both financial markets, and controlling, extractive, work and earnings apps.

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Capitalism in Crisis

As platforms proliferated, most peoples' chances of a traditional job have collapsed. This helps explain polling in 2025, across 30 countries, finding 56% of voters believe "my economy is rigged". Separate research established 40% of adults now regard violence to change their economic system as justifiable

 

Multiple factors contribute to hatred of the world's dominant economic system; bank bail outs, public service cuts, outsourcing, globalization, waning unions. But today's economic platforms are an enabling architecture for all of them. Every day they suck resources into destabilizing speculation while attracting businesses to pools of commoditized, cheapened, labor.

 

Campaigners strive to tame the excesses of platforms. But "fair work week" acts,  platform governance rules, data brokering, and other measures can be subtly subverted by secretive algorithms. In digitized capitalism, whoever controls the infrastructure sets the rules. Right now, that's Silicon Valley and Wall Street. 

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A New Public Utility

Our work focuses on creating alternative economic infrastructure. Any country could incentivize corporates to fund and operate a comprehensive system of regulated e-markets across the base of its economy. This would unlock the potency of platforms for economic growth and inclusion while costing taxpayers nothing and widening everyone's choices. 

 

Imagine a sophisticated market platform packed with new functionality to maximize any user's income, opportunity, and choices. Within their rules, it can seamlessly (a) trade hours they want to work across their entire range of abilities, with full protections and benefits (b) rent out possessions (c) construct job opportunities and other possibilities (d) lend/borrow cash to/from peers (e) interact directly with official facilities. Crucially, this is a horizontal system of interlocking markets, not the global verticals of today.

 

Imagine this platform provides constant, localized, actionable, data about demand, supply, and earnings across thousands of microeconomic sectors. It can use those insights to incentivize market-aligning investment in upskilling, or trigger interventions for a struggler. Operating at huge scale with ultra-low charges, the seamless markets it offers are open, decentralized, transparent, neutral and relentlessly focused on unlocking the economic potential of regular people and local businesses. 

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Extending Digital Public Infrastructure

Companies like Uber have no need, remit, or unique leverage to initiate all-sectors, genuinely empowering, market infrastructure. Governments have all those things and are already half-way there with initiatives like India's Aadhaar identity checking system and Brazil's Pix payments platform. Both are widely adopted and hugely successful electorally. Multiple countries are launching a Central Bank Digital Currency for residents wanting modernized money that is backed by the state rather than a startup. 

 

How does a government go the next step, initiating - but not funding or running - an end-to-end system of e-markets? An official concession, like the ones that get corporates competing to launch national or state lotteries in any jurisdiction. It should mandate a focus on small transaction sizes. This fosters market access, precision and granular data. Atomized activity opens newly granular financial services and social safety nets while boosting resilience, greening, precision government, and competitiveness.

 

Competing providers offering AI of this architecture should lead to income maximization tools and the rise of human capital as an asset class attracting investors with data, risk mitigation, and market solidity to equal Wall Street's exchanges. For activists, policymakers or business leaders ready to take back control of market economies from multinational opportunists, there are exciting options. 

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Thirty Years of Research

An officially initiated markets platform could easily become monolithic, anticompetitive, sclerotic, or undemocratic. Our apolitical nonprofit works with technologists, academics, campaign groups, policymakers, governance experts, and others to identify these pitfalls. We then research how they can be prevented in technology and a broad framework of legislation that establishes updated national economic infrastructure as part of the checks and balances of a healthy democracy. The first full implementations of this work may be in transition nations.

 

We emerged from a project at the UK Demos thinktank during the 1990's. Now we are best known as initiators of government programs that launched a radical new labor market platform in both Britain and the US. Our wider work has produced books, countless articles, and policy papers for organizations on both the anti-poverty left and the free market right. We see our efforts within a lineage of historical campaigns that controversially turned a then emerging technology into a genuine public utility.

 

Supportive-but-competitive, "Peoples' Capitalism" has been a grail for thinkers on right and left over decades. With churning economic uncertainty and powerful new market technologies, it is newly viable....and essential to re-align market economies for people and planet. 

 

Make Capitalism Fair Again! We offer a more detailed site outlining Modern Markets for All policy and a monthly newsletter covering "Platforms. People. Power."

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